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Introduction & Overview of the Company Marks and Spencers is a large UK based retailer with 683 branches in 2 continents. Following the deregulation of the UK financial sector in the mid eighties the company decided to use its experience, capital, and brand power ....

Middle of Essay
.... under development include the introduction of Individual Savings Accounts, with other likely future projects including telephone banking, credit cards, and auto/property insurance. The fact that MSFS has entered the Financial Services Sector comparatively recently and with a established IS knowledge base from the parent company has meant that existing information systems have been well developed in terms of technology and are compliant with the latest industry regulations. Therefore there is little or no need for redevelopment of existing systems in the short to medium term, and the ISD focus is almost exclusively on new market areas requiring ....