Beginning of Essay
A mental picture that is simple to formulate is the look on the neighborhood mortgage banker's face if a would-be customer walked in without warning and without proof of having any financial worth himself, and proceeded to announce that he had found a property wit ....

Middle of Essay
.... of cost and irresponsibility that these banks and other businesses in nearly all segments of the economy are doing as quickly as they can manage. Where we have to live on a budget and within our means, they can always increase their revenues simply by tapping their customers on their collective shoulder for more input into their businesses to help pay for their purchases while we also finance their business activities. Sheshunoff Information Services reported that between July and September, 1997, $23.2 billion was committed by banks and thrift companies for the purpose of acquiring some of their competitors. During the spring quarter, the b ....